Idle becomes productive
The crypto you hold does nothing on its own. Put to work, it can pay you on-chain, straight to your own wallet.
From holding to earningThe third path
Earn monthly cash flow from crypto you already own. Without selling.
Most people think they have two choices: buy and hold, or day trade. There's a third path: the Productive Ownership Method™. It produces cash flow without selling your assets or staring at charts all day.
01
Own
Keep the Bitcoin and Ethereum you already own. Nothing is sold, and your coins stay in your own wallet.
Your foundation
02
Lend
Supply your coins to a blue-chip lending market. They earn interest and become the collateral for the next step.
Interest on what you hold
03
Borrow
Borrow stablecoins against your collateral, conservatively. Know your liquidation price before you borrow. Like a HELOC, but on-chain.
Borrowing isn't a sale
04
Deploy
Put that borrowed capital to work in vetted, blue-chip liquidity pools that earn trading fees, with the risk checked at every step.
Protect-first at every move
Educational only, not financial advice. Returns depend on capital deployed, strategy and market conditions, and they are never guaranteed. DeFi carries real risk, including liquidation and loss of capital. Tax treatment depends on the individual and their jurisdiction. Past results don't promise future ones.
Why it holds up
Three shifts. One quiet result.
Nothing exotic. Three changes to how your crypto sits, so it can produce cash flow instead of waiting for the next cycle.
Borrow, don't sell
Selling ends your upside and can trigger taxes. Borrow against your coins instead and keep them. Know your liquidation price before you borrow.
Keep your upsideCapital that works
Borrowed capital earns trading fees in blue-chip pools, on top of the coins you already own. Returns vary and are never guaranteed.
Monthly cash flow$97
Community, public price
cancel anytime
0
Self-custody
your assets stay in your wallet
0
Structured coaching program
zero to practitioner
The AI command center
The Overseas DeFi AI platform, built around your wallet.
Connect your wallet once. The AI coach reads your actual positions, flags risk before it bites and explains your next move in plain English. Every answer is grounded in what you hold, and the platform can't move your funds.Connect your wallet once. The AI coach reads your real positions, flags risk early and explains your next move. It can't move your funds.
All live data. The agent knows what you hold and what's at risk.
Watch · the AI platform in action
Practitioners, with receipts
We run the positions we teach.
We don't publish member income claims. Here's what you get instead: our own positions, the same platform you'll use, and a team that shows its work.
Our own positions, open to members
Accelerator members see the team's live positions in the app and can compare their own against ours.
Team positionsEvery number has a receipt
When we share a result, it comes from our own positions, with a dated screenshot on screen. It is never a promise of what you'll make.
Evidence firstRisk, said out loud
Every strategy is taught risk first: your liquidation price, smart-contract risk and what happens when markets move.
Protect-firstThe founders
Built by people who sit in the room every week.
No gurus. No influencer accounts. Two operators running the same positions they teach.
Roman Rida
Co-Founder · COO
Fortune 500 Cyber Risk12 yearsProtect-first
Roman spent 12 years in enterprise cybersecurity, helping Fortune 500 companies manage risk and stand up their security programs.
He began investing in digital assets in 2022, and by 2023 decentralized finance had changed how he thought about wealth: a way for professionals to earn cash flow from what they already hold, without selling it.
Today he co-leads Overseas DeFi with a protect-first approach: understand the risk before the upside, then put idle crypto to work without gambling with it.
Brandon Diggs
Co-Founder · Head of Research & Education
Stanford ME25+ yrs teachingDelta-neutral
Brandon is a technologist, educator and investor. He holds a Master's in Mechanical Engineering from Stanford and began his career in semiconductor fabrication and healthcare automation, designing precision robotic systems. He still brings that systems-first lens to every position.
He spent more than 25 years teaching technology and finance, then moved to decentralized finance full-time to research and teach on-chain income strategies.
At Overseas DeFi he leads research and modeling, building the frameworks members follow, with a focus on liquidity provision and hedged (delta-neutral) positions.
Plans
An AI platform for your portfolio. And a community behind you.
Both plans start with the AI platform: a portfolio-aware AI Coach, an AI Agent trained on all our frameworks, proprietary data, telemetry and content, AI tools to manage your own portfolio, on-chain analytics and an automatic fee tracker. The Accelerator adds the Overseas DeFi MCP, direct messaging with our team of practitioners, every weekly call, and the full call library with transcriptions and study guides you can query through the MCP.
Community
$97/ monthmo
Cancel anytime
Start with CommunityStart- The AI platform
- Portfolio-aware AI CoachAsk about your risk, health score or best yield
- An AI Agent trained on our frameworksData, telemetry and 1,000+ hours of content
- 3 walletsAI portfolio toolsEvery position, net worth and liquidation price
- Automatic Fee TrackerYour real yield, across every position and chain
- Market IntelRates, macro and sentiment, daily
- On-chain analyticsLive data straight from the blockchain
- –The team's own live positionsCompare yours against ours
- –The Overseas DeFi MCPOur strategy in Claude, Codex or any AI agent
- Our team and the weekly calls
- –Direct messaging with our teamPractitioners in the app, between calls
- –1:1 kickoff sessionMap your plan with a practitioner
- Weekly Live StreamFridays. Strategies, protocols and live Q&A
- –Weekly Strategy CallThursdays. Markets, protocols, check-ins
- –Weekly Group LessonA live strategy lesson in a small group
- –Weekly Office HoursScreen-share help with your own positions
- –Weekly DeFi and CoffeeFridays. The week's markets and rates
- The libraries
- The full lesson libraryStep by step, at your own pace
- –The full weekly call libraryEvery live call recorded, to watch back
- –Full transcriptions + study guidesQueryable via the Overseas DeFi MCP
Accelerator
$399/ monthmo
Cancel anytime
Join the AcceleratorJoin- The AI platform
- Portfolio-aware AI CoachAsk about your risk, health score or best yield
- An AI Agent trained on our frameworksData, telemetry and 1,000+ hours of content
- 5 walletsAI portfolio toolsEvery position, net worth and liquidation price
- Automatic Fee TrackerYour real yield, across every position and chain
- Market IntelRates, macro and sentiment, daily
- On-chain analyticsLive data straight from the blockchain
- The team's own live positionsCompare yours against ours
- The Overseas DeFi MCPOur strategy in Claude, Codex or any AI agent
- Our team and the weekly calls
- Direct messaging with our teamPractitioners in the app, between calls
- 1:1 kickoff sessionMap your plan with a practitioner
- Weekly Live StreamFridays. Strategies, protocols and live Q&A
- Weekly Strategy CallThursdays. Markets, protocols, check-ins
- Weekly Group LessonA live strategy lesson in a small group
- Weekly Office HoursScreen-share help with your own positions
- Weekly DeFi and CoffeeFridays. The week's markets and rates
- The libraries
- The full lesson libraryStep by step, at your own pace
- The full weekly call libraryEvery live call recorded, to watch back
- Full transcriptions + study guidesQueryable via the Overseas DeFi MCP
Both plans are monthly. Cancel anytime.
The AI platform
Portfolio-aware AI Coach
An AI Agent trained on our frameworks
AI portfolio tools3 wallets5 wallets
Automatic Fee Tracker
Market Intel
On-chain analytics
The team's own live positions–
The Overseas DeFi MCP–
Our team and the weekly calls
Direct messaging with our team–
1:1 kickoff session–
Weekly Live Stream
Weekly Strategy Call–
Weekly Group Lesson–
Weekly Office Hours–
Weekly DeFi and Coffee–
The libraries
The full lesson library
The full weekly call library–
Full transcriptions + study guides–
Have more than $50,000 in crypto that you want to deploy? Book a free strategy call first
Your assets stay in your own wallet. Overseas DeFi never takes custody, never trades for you, and never tells you what to buy. Education only; not financial advice.
Still exploring how crypto can earn income? Start with the free introductory lesson →
Before you join
Is this right for you?
We built this for investors who want their crypto working — not gambling.
This is for you if you want to
- Turn idle crypto into a productive, income-generating asset
- Keep your assets and their upside, without selling them
- Learn to operate confidently in the new on-chain economy
- Use AI tools to manage your own portfolio and check your risk
This isn't for you if you want
- A get-rich-quick scheme or a 100x moonshot
- To speculate and gamble instead of following a disciplined strategy
- To keep researching forever instead of taking action
- Hype and noise over calm, protective guidance
Common questions
The things everyone asks.
What kind of returns can I expect?
Members learn how Bitcoin and Ethereum can produce monthly cash flow without selling them: by lending, by borrowing conservatively against them, and by earning trading fees. How much depends on the strategy, the capital and the market, and it's never guaranteed. This is education, not financial advice.
How do you handle risk and security?
Risk comes first. You keep full self-custody at all times, and we never have access to your funds. The curriculum starts with secure setup and risk management before any strategy: conservative loan-to-value ratios, blue-chip protocols only, and knowing your liquidation price before you borrow. DeFi still carries real risk, including smart-contract failure, liquidation and loss of principal.
How much crypto do I need to start?
There's no set minimum. Our members range from a few hundred dollars to seven figures — the method scales to whatever you hold. We build a personalized roadmap around your capital, goals, and risk tolerance.
How much time do I need each week?
Plan for 3–5 hours a week during the learning phase — workshops, office hours, modules, and managing positions. Once set up, ongoing management is typically under an hour a week.
What happens on the strategy call?
A 30-minute conversation about what you hold, your goals, risk tolerance, and timeline. We map what's possible with your specific holdings and walk you through the program. No pressure, no hard sell — if we're a fit, great; if not, you'll still leave with clarity.
Ready to put your crypto to work?
Start with Community for $97 a month, or join the Accelerator for $399 a month for our team and every weekly call. Both start with the AI platform. Have more than $50,000 in crypto to deploy? Book a free strategy call first.Community is $97 a month. The Accelerator is $399 a month. Have more than $50,000 to deploy? Book a free strategy call first.
— Roman