Terms and Conditions

1. Introduction

These Terms and Conditions ("Agreement") govern your use of the website and services provided by Overseas DeFi("Consultant," "we," "us," or "our"). By engaging with our services or accessing any content on our website, you ("Client," "user," or "you") agree to these legally binding terms under the laws of the State of Tennessee, USA.

2. Services Provided

Overseas DeFi offers decentralized finance (DeFi) consulting services, including:

• Education on DeFi and blockchain technology

• Discussion of cryptocurrency trends and market insights

• Guidance on using DeFi platforms and smart contracts

• General strategies related to decentralized finance

These services are strictly educational and do not constitute professional financial or investment advice.

3. No Financial Advice – Disclaimer

By using our services, you acknowledge and agree that:

• We are not licensed financial advisors, brokers, investment managers, tax consultants, or legal professionals.

• All services are for informational and educational purposes only.

• We do not provide financial, investment, tax, or legal advice.

• You are solely responsible for your own financial decisions and any consequences thereof.

4. Limitation of Liability

You agree that Overseas DeFi shall not be liable for:

• Any financial losses, damages, or claims related to your investment decisions;

• Issues arising from third-party platforms, exchanges, or smart contracts;

• Technological failures, hacks, or other risks associated with DeFi ecosystems.

You expressly waive any right to hold Overseas DeFi liable for any direct, indirect, or consequential losses.

5. Assumption of Risk

By using our website or services, you understand and accept that:

• DeFi and cryptocurrency markets are highly volatile and carry significant risks;

• You may lose all capital invested in digital assets;

• You are responsible for conducting your own research and due diligence.

6. Indemnification

You agree to indemnify and hold harmless Overseas DeFi, its affiliates, employees, and representatives from any claims, losses, or damages resulting from:

• Your reliance on our services or website content;

• Your investment or financial decisions;

• Any legal or regulatory action taken against you related to your financial activities.

7. Confidentiality

Both parties agree to maintain the confidentiality of any non-public, proprietary information shared during consulting engagements, unless disclosure is required by law.

8. Modifications to Terms

We reserve the right to modify these Terms and Conditions at any time without prior notice. Continued use of our website or services constitutes your acceptance of any updated terms.

9. Governing Law & Dispute Resolution

These Terms shall be governed by the laws of the State of Tennessee, USA. Any dispute shall be resolved exclusively through binding arbitration located in Tennessee. By using this site, you waive your right to bring claims in court or participate in a class action lawsuit.

10. Entire Agreement

These Terms and Conditions constitute the entire agreement between you and Overseas DeFi and supersede all prior agreements or understandings, whether written or oral.

11. Acceptance of Terms

By accessing or using this website and our services, you acknowledge that you have read, understood, and agreed to these Terms and Conditions. No physical signature is required for this agreement to be binding.

If you do not agree with any of these terms, please do not use this website or our services.